GRATUITY

The gratuity schemes offered by NICO Pension aim to create peace of mind and financial security for clients. The schemes on offer are tailor-made based on the needs of the employer.

It provides the gratuity schemes for various employers, where monthly gratuity contributions are made, subject to agreed rates. Assets under the gratuity scheme are invested as pooled funds to maximize the growth potential from the pool. Under the Gratuity scheme, contributions will be recorded against the member they are being made for. This means that there will be accounts in the name of members of staff under the employer’s Gratuity scheme.

Note: The policies terms and conditions are shared in the gratuity
policy document.

Withdraw benefits

For members of staff exiting the scheme, the employer will notify NICO Pension of the exiting member and NICO Pension will in turn make the gratuity payment in respect of the member. Please note that employer will have to advise NICO Pension on any withdrawal rules should they require special rules.

Note: Benefits under the scheme are taxable

Death benefits

In the unfortunate event of death, the employer will have to communicate the death and NICO Pension will settle the claim. Should there be a need for special rules on how death claims are paid, the employer would have to advise NICO Pension of the same.

Note: The policies terms and conditions are shared in the gratuity
policy document.